IFRA
Group Health Insurance

• Managed Indemnity or PPO plans
• Choice of Deductible: $200, $250, $300, $500, $1,000, $2,500
• Choise of Coinsurance: 90/70, 90/80, 80/60, 50/40, 80/20, 90/10
• $5 Million Maximum
• Wellness Benefits Included
• CAREMARK Prescription Drug Card
• PHCS Preferred Provider Network
• Maternity and Dental Options Available

If you have not yet taken advantage of IFRA's Group Health Insurance program, now is the time! Members who can show a 60% or lower losss ratio (12 months of paid premium and paid claims experience with their current carrier) may qualify for:

• Up to 10% off current premium rates
• Possible guaranteed acceptance into program

Please call Michael George at Waterfield Insurance, 1-800-284-6687 for further information and a no-obligation quote.

Waterfield also has a full service TPA (Third Party Administrator) for IFRA members who are interested in Self Funded Coverage. Since 1928, Waterfield Insurance Agency has been helping firms like yours obtain the right coverage at the right price. Please give Michael George a call today to discuss which option offers your firm the right coverage.